Job Description

Commercial Portfolio Manager -Birmingham, AL

FinTrust Connect has partnered with a community-focused regional banking institution to identify a skilled Commercial Portfolio Manager. This role supports a growing credit team focused on commercial and CRE portfolios, providing underwriting, portfolio management, and client service expertise. You'll play a critical part in structuring deals, assessing credit risk, and ensuring seamless loan servicing alongside Relationship Managers.

Why this opportunity?

• Culture: Relationship-driven, growth-minded, and compliance-oriented
• Workplace: Hybrid (2 days in office / 3 days at home) in Birmingham, AL
• Function: Partner with Relationship Managers to underwrite, structure, and service commercial loans and deposits while ensuring regulatory and policy compliance

Requirements:

• 4-6 years of experience in credit analysis or commercial banking
• Bachelor's degree in Finance, Accounting, Business, or related field
• In-depth knowledge of federal and state lending regulations
• Proficiency in Microsoft Excel and Word
• Experience with middle market underwriting and portfolio management
• Familiarity with commercial loan structuring and documentation

Description:

• Analyze financial statements and prepare credit memos for new and renewed commercial loan requests
• Partner with Relationship Managers on client calls and credit presentations
• Support portfolio management through covenant tracking, annual reviews, and compliance monitoring
• Ensure accurate loan grading and recommend updates based on risk changes
• Work with internal partners including Credit Administration, Loan Ops, and Legal to ensure documentation and compliance
• Use specialized tools (e.g., CRE analysis platforms) to evaluate complex transactions
• Monitor documentation exceptions and support audit readiness
• Stay informed of industry trends, regulatory updates, and internal policy changes

Job Tags

Similar Jobs